Motor third party & claims guide 2026
For car and boda boda owners in Uganda: the compulsory third-party cover, its limits, the digital sticker, paying on Airtel Money and what to do after an accident.
Who this guide is for
- You own a car, a taxi or a boda boda in Uganda
- You want to check a digital sticker or pay third-party on mobile money
- You had an accident and need to claim
What is inside: table of contents
The PDF puts together 6 guides of Tulinde Uganda, word for word: each chapter opens with its short answer, then the full sections, the frequently asked questions and the date it was last reviewed. All 16 sources — the laws, the regulator and the official documents each fact comes from — are listed at the end, with their links.
- Motor insurance in Uganda: third-party cover and its limits
The law · How much the compulsory cover pays · How much third-party insurance costs · The penalty for driving uninsured · Digital stickers and the COMESA yellow card
Reviewed 28 October 2026 · 5 questions · 5 sources
- How much is third-party insurance in Uganda? The premium for every vehicle
Private cars, pick-ups and three-wheelers · Goods vehicles, private hire and taxis · Buses and motorcycles (boda bodas) · Ambulances, tankers, farm and construction vehicles · What comes on top, and what higher limits cost · What the premium buys, and the cost of not paying it
Reviewed 28 October 2026 · 5 questions · 7 sources
- Third-party vs comprehensive car insurance in Uganda
Side by side · What each cover costs · Which one do you need?
Reviewed 28 October 2026 · 2 questions · 4 sources
- How to check third-party insurance in Uganda: digital sticker, USSD and QR code
The digital sticker · Reading the result: valid, expiring or not insured · What the law requires · After an accident: IRA's checklist
Reviewed 28 October 2026 · 6 questions · 8 sources
- How to pay third-party car insurance on Airtel in Uganda: Airtel Money, USSD and steps
Paying third party on Airtel Money, step by step · After payment: from the reference number to the digital sticker · Check the status before and after paying · Other ways to pay: MTN, Pay Way and banks · Renewal, the law and what this cover pays
Reviewed 26 October 2026 · 5 questions · 4 sources
- Boda boda insurance in Uganda: third-party cover, premiums and risks
Why it matters: the police figures · Third-party premiums for motorcycles · Passengers and the UGX 1 million limit
Reviewed 28 October 2026 · 2 questions · 6 sources
Look inside
Two pages of the PDF exactly as you will get it: the contents page and the first page of chapter 1.
Who writes it
Tulinde is an independent guide run by Takat AI. It is not an insurer, a broker or an agent, and it does not rank or rate insurers. Every fact comes from a primary source listed in the guide. Read how we check facts and how Tulinde makes money.