Insurance blog Uganda: every guide in one place

Insurers & your rights · UgandaIRA Uganda: what it does and how to complain about an insurerWhat IRA Uganda does, how to file on iracomplaints.go.ug, the Bureau's timelines, claim deadlines and appeals.7 min read · Updated 23 September 2026

Motor & vehicles · UgandaHow to check third-party insurance in Uganda: digital sticker, USSD and QR codeDigital stickers since 1 October 2025: buy and check by MTN or Airtel USSD, verify by QR code.4 min read · Updated 28 October 2026

Insurers & your rights · UgandaInsurance companies in Uganda: the 2026 list of licensed insurersIRA's August 2026 list: 9 life, 19 non-life, 4 micro-insurers, 1 takaful operator and 1 HMO.2 min read · Updated 28 October 2026

Insurers & your rights · UgandaTop insurance companies in Uganda (2025): the IRA ranking by premiumThe top 10 general and the life insurers of Uganda ranked by premium, with loss ratios — from IRA Uganda's 2025 figures.2 min read · Updated 21 October 2026

Health & life · UgandaHealth insurance in Uganda: how medical cover works while the national scheme waitsNo national scheme in law yet: how private medical cover and HMOs work, and what to compare.3 min read · Updated 28 October 2026

Insurers & your rights · UgandaCompare two insurers in UgandaPick two insurers and see them side by side: size, claims ratio, complaints.2 min read · Updated 23 September 2026

Motor & vehicles · UgandaMotor insurance in Uganda: third-party cover and its limitsThe 1989 Act, its UGX 1 million / 10 million limits, the penalty, digital stickers and the COMESA yellow card.3 min read · Updated 28 October 2026

Insurers & your rights · UgandaTypes of insurance in Uganda: the classes IRA regulates, with 2025 premiumsMotor, fire, health, engineering, life, credit life and more: the classes IRA reports, how big each is, and which are compulsory.5 min read · Updated 28 October 2026

Insurers & your rights · UgandaInsurance brokers in Uganda: IRA's 2026 list of authorised brokers52 insurance brokers and 6 reinsurance brokers authorised for 2026, in alphabetical order, and the rules they must follow.5 min read · Updated 28 October 2026

Insurers & your rights · UgandaThe Insurance Act of Uganda: what the 2017 Act means for policyholdersAssented on 23 May 2017: the sections that protect you, from licensing and cash rules to complaints and the compensation fund.5 min read · Updated 28 October 2026

Health & life · UgandaEducation policy in Uganda: how school fees insurance plans workSchool fees plans compared from the insurers' own pages: savings period, ages, minimum premium, what happens if the parent dies.5 min read · Updated 28 October 2026

Health & life · UgandaHealth insurance companies in Uganda: who sells medical cover, from IRA's 2025 figuresTwelve licensed companies wrote UGX 460 billion of medical premium in 2025: who they are, by licence type, from the regulator's own workbook.5 min read · Updated 28 October 2026

Motor & vehicles · UgandaComprehensive car insurance in Uganda: what it costs under IRA's minimum rates4% of the value for a private car, 10% for a motorbike: IRA's floor rates, the excess and the discounts, worked through.5 min read · Updated 28 October 2026

Motor & vehicles · UgandaHow much is third-party insurance in Uganda? The premium for every vehicleThe premium the regulations set for cars, boda bodas, taxis, buses and lorries, with worked examples and what comes on top.6 min read · Updated 28 October 2026

Motor & vehicles · UgandaHow to pay third-party car insurance on Airtel in Uganda: Airtel Money, USSD and stepsThe Airtel Money code, each menu option, the SMS reference number and how it becomes your digital sticker.6 min read · Updated 26 October 2026

Health & life · UgandaJubilee Insurance in Uganda: health covers, life plans and the prices it publishesWhat Jubilee sells in Uganda, the only medical premiums it prints (J-Armor), its life and savings plans, and how its medical claims work.8 min read · Updated 24 October 2026

Home, business & travel · UgandaTravel insurance in Uganda: what it covers for holidays and international tripsMedical, baggage, money and accident cover for trips abroad — and the insurance a Schengen visa asks Ugandans for.5 min read · Updated 17 October 2026

Health & life · UgandaInternational private medical insurance in Uganda: what the law allows and what to checkGlobal plans, local plans with overseas referral, and what the Insurance Act 2017 says about buying from a foreign insurer.6 min read · Updated 15 October 2026

Home, business & travel · UgandaBusiness insurance quotes in Uganda: the minimum rates by business typeA quote is a sum insured times a rate IRA sets a floor for: the minimum rates for shops, offices, workshops and staff.7 min read · Updated 26 September 2026

Motor & vehicles · UgandaThird-party vs comprehensive car insurance in UgandaIRA's three motor covers side by side: third party, accident fire & theft, comprehensive.2 min read · Updated 28 October 2026

Motor & vehicles · UgandaBoda boda insurance in Uganda: third-party cover, premiums and risksPassengers are covered, premiums are set by regulation by engine size, and riders are half of road deaths.2 min read · Updated 28 October 2026

Motor & vehicles · UgandaTaxi, bus and commercial vehicle insurance in UgandaRegulated premiums per passenger seat, the offence of using a vehicle without the right cover, and the coming reform.2 min read · Updated 28 October 2026

Health & life · UgandaLife insurance in Uganda: policies, insurers and cooling-offThe 9 licensed life insurers, cooling-off periods and what happens when a policy lapses.2 min read · Updated 28 October 2026

Home, business & travel · UgandaHome and property insurance in UgandaOptional: what property insurance covers per IRA, and the deadlines insurers must meet to pay.2 min read · Updated 23 September 2026

Home, business & travel · UgandaBusiness insurance in Uganda: workers' compensation and propertyEmployers must insure under the Workers Compensation Act; property cover and IRA's claim deadlines.2 min read · Updated 23 September 2026

Home, business & travel · UgandaDriving abroad from Uganda: the COMESA yellow cardThe yellow card for cross-border driving, the Uganda Re bureau and the free *284*8070# check.2 min read · Updated 28 October 2026

Insurers & your rights · UgandaInsurance complaints by company in UgandaComplaints filed against each insurer, compared with its size.2 min read · Updated 23 September 2026

Insurers & your rights · UgandaWho's who in insurance in Uganda: regulator, industry bodies and insurer CEOs (2026)The regulator, industry bodies, complaints bodies and the CEOs of the largest insurers, each from an official page, read 31 Oct 2026.5 min read · Updated 31 October 2026

Motor & vehicles · UgandaHow much is third-party insurance in Uganda? CalculatorThe regulated premium for your vehicle, plus VAT, the training levy and the stamp duty, in one total.4 min read · Updated 28 October 2026

Motor & vehicles · UgandaComprehensive car insurance in Uganda: minimum premium calculatorThe lowest premium IRA lets an insurer charge for your vehicle, with excesses and discounts.3 min read · Updated 28 October 2026

Insurers & your rights · UgandaHow long does an insurer have to pay a claim in Uganda? Deadline calculatorEnter the date and the amount: the date by which the insurer must acknowledge, decide and pay.2 min read · Updated 28 October 2026

Home, business & travel · UgandaWorkers' compensation in Uganda: how much is paid? Calculator60 months' earnings, the schedule percentages, the +25% for constant care: the amount the Act sets.3 min read · Updated 28 October 2026