Photo: Alvinategyeka, Wikimedia Commons, CC BY-SA 4.0Insurance brokers in Uganda
IRA's 2026 list of authorised brokers
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The 52 authorised insurance brokers (2026)
From IRA's Authorised Insurance Brokers for the year 2026 (August 2026 version), in alphabetical order. Names are reproduced as IRA prints them; being on the list is a licence, not a recommendation.
| Brokers A–K | Brokers L–W |
|---|---|
| Affinia Insurance Brokers Limited | Legacy Insurance Brokers Limited |
| Afrisafe Insurance Brokers & Risk Consultants Limited | Leom Financial & Insurance Broking Services SMC Ltd |
| Alpha Insurace Brokerage Limited | Liaison Uganda (Insurance Brokers) Limited |
| ARIS Risk Solutions & Insurance Brokers Limited | Marsh Insurance Brokers Limited |
| Artemis Insurance Brokers Limited | Medisure Africa Insurance Brokers Limited |
| Assured Partners Insurance Brokers Limited | MIC Global Risks Insurance Brokers (Uganda) Limited |
| Avenue Insurance Brokers Limited | Minet Uganda Insurance Brokers Limited |
| aYo Insurance Brokers (Uganda) Limited | Murich Insurance Brokers Limited |
| B&T Insurance Brokers Limited | Neon Insurance Brokers Limited |
| BS Insurance Brokers Limited | Octagon Insurance Brokers Limited |
| BTB Insurance Brokers (U) Limited | OLEA Insurance Brokers Limited |
| Chancery Wright Insurance Brokers (U) LTD | Padre Pio Insurance Brokers Limited |
| Clarkson Insurance Brokers Limited | Pentad Insurance Brokers Limited |
| Covermark Insurance Brokers Limited | Pilot Insurance Brokers Limited |
| Credence Insurance Brokers Limited | Radiant Insurance Brokers (2009) Limited |
| Eagle Africa Insurance Brokers Uganda Limited | Savoy Insurance Brokerage Services Limited |
| Emerald Insurance Brokers Limited | Shield Africa Insurance Broking Limited |
| Faible Courts Insurance Brokers Limited | SPADES Insurance Brokers Limited |
| Five Star Insurance Broker Limited | Spectrum Insurance Brokers SMC Ltd |
| H.S Jutley Insurance Brokers (U) Limited | Stallion Insurance Brokers Limited |
| Highway Insurance Brokers Limited | Steward Group Insurance Brokers Limited |
| Hillcrest Insurance Brokers Limited | The Intercontinental Insurance Brokers Ltd. |
| Hub Insurance Brokers Limited | Turaco Insurance Brokers Limited |
| Interstate Insurance Brokers Limited | Universal Galaxy Insurance Brokers Limited |
| Jap Insurance Brokers Ltd | Weerinde Insurance Brokerage Services Limited |
| Kiboko Insurance Brokers Limited | Willis Towers Watson Uganda Insurance Brokers Ltd. |
IRA's list also gives each broker's address, email and telephone. It ends with a warning: "The public is advised to deal with ONLY licensed players."
The 6 reinsurance brokers
Reinsurance brokers place insurers' own risks with reinsurers; they do not sell to the public. The 2026 list names: Guardian Reinsurance Brokers Limited, Kenbright Reinsurance Brokers of Uganda Limited, Minerva Reinsurance Brokers Limited, Minet Uganda Reinsurance Brokers SMC Ltd, Shield Africa Reinsurance Brokerage Services Limited and Sky Reinsurance Brokers Limited.
Broker or agent: who works for whom
| Insurance broker | Insurance agent | |
|---|---|---|
| Acts for | The client, placing cover with licensed insurers | One insurer per class (at most one life and one non-life insurer) unless IRA approves in writing — section 87 |
| Legal form | Must be a body corporate — section 84 | Public officers, local government employees and staff of insurers or brokers cannot be agents — section 87 |
| IRA's list | Authorised brokers 2026 | Licensed agents as of 9 August 2026 |
Section 89 of the Insurance Act, 2017 also requires brokers to hold paid-up capital and professional indemnity cover, and section 87(5) forbids a broker from acting as a loss assessor. For 2026, IRA licensed 144 players in all (IRA).
How to check a broker before you sign
- Find the exact company name in IRA's 2026 broker list.
- Ask which insurer will carry the risk and check it on IRA's list of insurance companies.
- Ask for the quote and the policy schedule in the insurer's name, and pay the insurer.
- If something goes wrong, complain to the broker and the insurer in writing, then to IRA's Complaints Bureau.
Some names on the list also appear among insurers: Turaco Insurance Brokers Limited sits alongside Turaco Micro Insurance Company — see the Turaco profile. To compare offers from licensed insurers yourself, ask for quotes.
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Frequently asked questions
How many insurance brokers are there in Uganda?
IRA's list of authorised insurance brokers for 2026 names 52 insurance brokers and 6 reinsurance brokers.
How do I know if an insurance broker is licensed in Uganda?
Look for its exact name in IRA's list of authorised insurance brokers for 2026, published on ira.go.ug. A licensed broker must also display its licence at its office (Insurance Act s.147).
Can I pay my premium to the broker?
Only in the insurer's name: a cheque must be payable to the insurer, and a broker may not ask you to transfer premium into its own accounts (Insurance Act s.90). Cash must reach the insurer by the next working day.
What is the difference between an insurance broker and an agent in Uganda?
A broker is a company acting for the client and can place cover with any licensed insurer; an agent sells for one insurer per class of business, unless IRA approves otherwise in writing.
Sources
- IRA Uganda — Authorised insurance brokers for the year 2026 (reinsurance brokers and insurance brokers)
- IRA Uganda — licensed agents as of 9 August 2026
- Insurance Act, 2017 — IRA Uganda
- IRA Uganda — Insurance companies perpetually licensed (August 2026)
- IRA Uganda — 144 players set to drive insurance business in 2026