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Uganda
Insurer profile · Uganda

Old Mutual Uganda (UAP Old Mutual)

Contacts, claims, products and regulator figures

Short answerChecked 28 October 2026
Old Mutual operates in Uganda through two companies licensed by IRA: Old Mutual Insurance (U) Ltd (non-life) and Old Mutual Life Assurance (U) Ltd (life) — the business that traded as UAP Old Mutual. Its head office is at Plot 3-5 New Port Bell Road, Nakawa Business Park (tel. +256 414 332700, toll-free 0800 132 700). In 2025 the general company wrote UGX 207,179.9 million of premium — the second-largest general insurer by premium — of which UGX 80,796.6 million of medical insurance; the life company wrote UGX 115,707.6 million (IRA).

Old Mutual contacts in Uganda

Head office
Block D, 6th floor, Nakawa Business Park, Plot 3-5 New Port Bell Road, Kampala

As published by the company: Old Mutual Uganda — Get help: claims, head office and branches (seen 28 October 2026). Tulinde is not Old Mutual: it cannot answer for the company.

LifeNon-life generalLicensed by IRA Uganda · official list (list published in August 2026)

Old Mutual

Premium (UGX million)
207,179.9
Market share
20.7%
Loss ratio 2025 (%)
60.65%

Old Mutual Life

Premium (UGX million)
115,707.6
Market share
11.8%
Loss ratio 2025 (%)
55.36%
Complaints received by IRA in 2024 (Figure 30 of the 2024 annual report; total calculated)
27

Regulator's figures, 2025, as printed — see the table below for the source.

On this page · 9 sections
  1. Old Mutual companies licensed in Uganda
  2. Old Mutual Uganda head office, phone and claims contacts
  3. Old Mutual in Uganda: the regulator's figures (2025)
  4. How to claim with Old Mutual Uganda
  5. What Old Mutual sells in Uganda
  6. Before you buy from Old Mutual in Uganda
  7. Old Mutual in other African countries
  8. FAQ
  9. Sources

Old Mutual companies licensed in Uganda

CompanyLicensed as
Old Mutual Life Assurance (U) LtdLife insurers
Old Mutual Insurance (U) LtdNon-life (general) insurers

Source: Insurance Regulatory Authority of Uganda, Insurance companies perpetually licensed (list published in August 2026). Names are reproduced as the regulator lists them. A licence is not a rating: it means the company may sell insurance in Uganda.

Old Mutual Uganda head office, phone and claims contacts

From Old Mutual Uganda's get help page:

WhatContact
Head officePlot 3-5 New Port Bell Road, Block D, 6th floor, Nakawa Business Park, P.O. Box 7185, Kampala
Phone+256 414 332700; toll-free 0800 132 700
Emailinfo-gi@oldmutual.co.ug or callcentreUIC@oldmutual.co.ug
General insurance claims0800 132 700 / 0800 315 315, claimsuic@oldmutual.co.ug
General insurance officesKimathi Office (1st floor, Plot 1 Kimathi Avenue, Kampala), Mbarara and Jinja branches, satellite offices

The company used the name UAP Old Mutual in its own 2019 news (Old Mutual), and life policy payments by Airtel Money still use the merchant code "UAPLIFE" (dial *185#, Payments, Goods and Services) according to its payments section.

Tulinde is independent: this page is not Old Mutual's website. It is a profile built from the regulator's records and the company's own published pages.

Old Mutual in Uganda: the regulator's figures (2025)

CompanyPremium (UGX million)Market shareLoss ratio 2025 (%)Complaints received by IRA in 2024 (Figure 30 of the 2024 annual report; total calculated)
Old Mutual207,179.920.7%60.65%—
Old Mutual Life115,707.611.8%55.36%27

Source: IRA Uganda — Industry Performance Q4 2025 (life and non-life workbook, Summary sheet). Compare with any other insurer: compare two insurers in Uganda · largest insurers.

How to claim with Old Mutual Uganda

  1. General insurance (motor, property, accident, workers' compensation): notify Old Mutual immediately after the event on 0800 132 700 / 0800 315 315 or claimsuic@oldmutual.co.ug, with the date of loss, what happened and the name of the insured.
  2. Old Mutual acknowledges the claim and sends a form and the list of documents; for workers' compensation it asks for Labour Department forms 31, 35 and 87, medical notes, receipts and three months of payslips.
  3. After review it makes an offer by discharge voucher; once you sign and return it with your bank details, payment goes to your account.
  4. Life assurance: at maturity, or on the policyholder's death (next of kin), bring the original policy document, ID and, after a death, the death certificate to the head office. Old Mutual says it sends the discharge voucher within 5 working days of complete documents and pays within the next 5 working days.

Old Mutual's own deadlines sit within IRA's rules for every insurer: see how to complain to IRA if a claim stalls.

What Old Mutual sells in Uganda

The personal menu of its website lists the SOMESA Plus education plan and the Sure Deal savings plan, private wealth management, unit trusts (including a dollar fund), securities trading, motor cover (COMESA, private, third party), personal accident, the Serenicare health plan, family life protection, professional liability, a domestic package and Travel Sure Plus.

  • Serenicare covers outpatient, inpatient, dental and optical care, overseas referral to India and Nairobi and pre-existing chronic conditions; waiting periods are 30 days for outpatient, dental and optical and one year for chronic conditions and maternity (Old Mutual). Compare it with other insurers in health insurance companies in Uganda.
  • SOMESA Plus saves for school fees over 5 to 10 years, then pays for 1 to 5 years; children 0 to 18, policy owner 18 to 65 — compared with other plans in education policy in Uganda.

In IRA's Q4 2025 workbook, health and medical was Old Mutual General's largest class (UGX 80,796.6 million, 39.0% of its premium, our calculation), ahead of engineering (60,377.4 million); individual life made up UGX 87,780.7 million of the life company's premium.

Before you buy from Old Mutual in Uganda

  1. Check that the policy is issued by one of the companies above — the licensed entity, not only the brand.
  2. For motor cover, check a motor sticker by USSD (MTN *165*4*5*5#, Airtel *185*7*6*1#).
  3. Ask for the schedule and the exclusions in writing, and compare them with at least one other insurer.
  4. Keep in mind the claim rule that applies to every insurer: IRA's claims guide gives 10 working days to pay after the signed discharge for claims up to UGX 10 million (15 up to 50 million, 20 above).
  5. If something goes wrong, complain to the insurer, then to IRA's online Complaints Bureau (iracomplaints.go.ug).

The rules above come from our guides: check a cover, licensed insurers and how to complain.

Old Mutual in other African countries

CountryLicensed companies
KenyaOld Mutual Life Assurance Kenya Limited; Old Mutual General Insurance Kenya Limited
South AfricaOld Mutual Life Assurance Company (South Africa) Limited; Old Mutual Insure Limited; Old Mutual Alternative Risk Transfer Life Limited; Old Mutual Alternative Risk Transfer Insure Limited
BotswanaOld Mutual Life Insurance Company (Botswana) (Pty) Ltd; Old Mutual Short-Term Insurance (Botswana) Limited
GhanaOld Mutual Life Assurance Company (Ghana) Limited
MalawiOld Mutual Life Assurance Company (Malawi) Limited
NamibiaOld Mutual Short-term Insurance Company(Namibia) Ltd; Old Mutual Life Assurance Company of Namibia Limited
RwandaOLD MUTUAL INSURANCE RWANDA PLC
ZimbabweOld Mutual Insurance Company; Old Mutual Life Assurance Company

Companies that share a brand are separate legal entities, each licensed by its own country's regulator: a policy bought in one country is handled by that country's company.

Tulinde is independent and not affiliated with Old Mutual. Brand names belong to their owners.

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Frequently asked questions

Is Old Mutual licensed in Uganda?

Yes. 2 Old Mutual companies appear on the IRA Uganda list (list published in August 2026): Old Mutual Life Assurance (U) Ltd; Old Mutual Insurance (U) Ltd.

How do I complain about Old Mutual in Uganda?

Write to Old Mutual first; if it does not settle, complain to the insurer, then to IRA's online Complaints Bureau (iracomplaints.go.ug).

How long does Old Mutual have to pay a claim in Uganda?

The same rule applies to every insurer in Uganda: IRA's claims guide gives 10 working days to pay after the signed discharge for claims up to UGX 10 million (15 up to 50 million, 20 above).

Is UAP Old Mutual the same as Old Mutual Uganda?

Yes. The company used the name UAP Old Mutual in its own 2019 news; today its licensed companies are Old Mutual Insurance (U) Ltd and Old Mutual Life Assurance (U) Ltd, and its life payment code on Airtel is still "UAPLIFE".

What is the Old Mutual Uganda toll-free number?

0800 132 700 (switchboard +256 414 332700). For general insurance claims, Old Mutual also lists 0800 315 315 and claimsuic@oldmutual.co.ug.

Where is Old Mutual's head office in Uganda?

Plot 3-5 New Port Bell Road, Block D, 6th floor, Nakawa Business Park, Kampala, according to its get help page; life claims are handled at Block A, Level 6.

How big is Old Mutual in Uganda?

In IRA's 2025 figures Old Mutual General wrote UGX 207,179.9 million of premium (20.7% of non-life) and Old Mutual Life UGX 115,707.6 million (11.8% of life). Size is not a rating.

Sources

  1. Insurance Regulatory Authority of Uganda — Insurance companies perpetually licensed
  2. Old Mutual Uganda — Get help: claims, head office and branches (seen 28 October 2026)
  3. Old Mutual Uganda — official website: products menu (seen 28 October 2026)
  4. Old Mutual Uganda — Serenicare health insurance (seen 28 October 2026)
  5. Old Mutual Uganda — SOMESA Plus education plan and policy payments (seen 28 October 2026)
  6. Old Mutual Uganda — media centre, 15 July 2019: "UAP Old Mutual Life Assurance delivers on enabling positive futures"
  7. IRA Uganda — Industry Performance Q4 2025, life and non-life workbook (Summary, Non life, Life and Micro insurance sheets)
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Regulator in Uganda: IRA Uganda

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