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Travel insurance and the COMESA yellow card in Uganda

Driving abroad from Uganda

The COMESA yellow card

Short answerChecked 28 October 2026
To drive from Uganda into Kenya, Rwanda, Tanzania and 9 other countries, get a COMESA yellow card from your insurer. It covers third-party injury, death and property damage abroad, with optional medical cover for driver and passengers. Uganda Re is the national bureau; verify a card free by dialling *284*8070#.
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Answers come from the law, the regulator and the insurers' own documents, with the source under each answer. General information, not advice.

What it covers

The yellow card is accepted in 13 countries: Burundi, DR Congo, Djibouti, Eritrea, Ethiopia, Kenya, Malawi, Rwanda, Sudan, Tanzania, Uganda, Zambia and Zimbabwe. It covers bodily injury, death and property damage to third parties; emergency medical treatment for the driver and passengers is optional.

In Uganda

Uganda Re is the national bureau and launched a free USSD check that works without internet: *284*8070# (Airtel, MTN, Africell). Border officers are trained to use it (Uganda Re).

After an accident abroad, tell the local police and that country's national bureau at once, and keep the original card and the police and medical reports.

The yellow card does not replace cover for your own car (a comprehensive policy is limited to Uganda unless extended — +20% for East Africa under IRA's guidelines, see comprehensive costs) or medical cover for you: for that, see travel insurance for trips abroad.

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Frequently asked questions

How do I verify a COMESA yellow card in Uganda?

Dial *284*8070# on Airtel, MTN or Africell — free, no internet needed (Uganda Re).

How much is COMESA yellow card insurance in Uganda?

Neither IRA nor Uganda Re publishes a yellow card price: it is quoted by the issuing insurer, depending on the vehicle, the countries and the period. Ask the insurer to show the premium and levies on the quote, and verify the card on *284*8070# once issued.

Is the yellow card the same as travel insurance?

No. The yellow card covers your liability as a driver in other COMESA countries (third-party injury, death and property damage). Medical cover for a trip abroad is separate travel insurance.

Sources

  1. COMESA Yellow Card — overview
  2. Uganda Re — digital COMESA yellow card verification
  3. IRA Uganda — approved minimum premium rate guidelines, 2019 (motor comprehensive rates and geographical extensions)
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