Motor & vehicles insurance in Uganda: all guides

Motor & vehicles · UgandaHow to check third-party insurance in Uganda: digital sticker, USSD and QR codeDigital stickers since 1 October 2025: buy and check by MTN or Airtel USSD, verify by QR code.4 min read · Updated 28 October 2026

Motor & vehicles · UgandaMotor insurance in Uganda: third-party cover and its limitsThe 1989 Act, its UGX 1 million / 10 million limits, the penalty, digital stickers and the COMESA yellow card.3 min read · Updated 28 October 2026

Motor & vehicles · UgandaComprehensive car insurance in Uganda: what it costs under IRA's minimum rates4% of the value for a private car, 10% for a motorbike: IRA's floor rates, the excess and the discounts, worked through.5 min read · Updated 28 October 2026

Motor & vehicles · UgandaHow much is third-party insurance in Uganda? The premium for every vehicleThe premium the regulations set for cars, boda bodas, taxis, buses and lorries, with worked examples and what comes on top.6 min read · Updated 28 October 2026

Motor & vehicles · UgandaHow to pay third-party car insurance on Airtel in Uganda: Airtel Money, USSD and stepsThe Airtel Money code, each menu option, the SMS reference number and how it becomes your digital sticker.6 min read · Updated 26 October 2026

Motor & vehicles · UgandaThird-party vs comprehensive car insurance in UgandaIRA's three motor covers side by side: third party, accident fire & theft, comprehensive.2 min read · Updated 28 October 2026

Motor & vehicles · UgandaBoda boda insurance in Uganda: third-party cover, premiums and risksPassengers are covered, premiums are set by regulation by engine size, and riders are half of road deaths.2 min read · Updated 28 October 2026

Motor & vehicles · UgandaTaxi, bus and commercial vehicle insurance in UgandaRegulated premiums per passenger seat, the offence of using a vehicle without the right cover, and the coming reform.2 min read · Updated 28 October 2026

Motor & vehicles · UgandaHow much is third-party insurance in Uganda? CalculatorThe regulated premium for your vehicle, plus VAT, the training levy and the stamp duty, in one total.4 min read · Updated 28 October 2026

Motor & vehicles · UgandaComprehensive car insurance in Uganda: minimum premium calculatorThe lowest premium IRA lets an insurer charge for your vehicle, with excesses and discounts.3 min read · Updated 28 October 2026